Finance


Purchasing fine jewellery is a big step, so why not make it as stress-free as possible? Give yourself time to focus on what’s really important, and select a flexible payment plan at check-out.

The following information applies to customers in United States.

Klarna Pay Later


For orders up to , you can use Klarna’s Pay Later option. Through Klarna Pay Later, pay for your jewellery up to 30 days after it’s shipped with absolutely no interest or extra fees.

How does it work?

Step 1 - At check-out, select Klarna’s Pay Later option. You will be directed to Klarna’s website to confirm the option. Klarna will confirm your eligibility through a soft credit check which does not affect your credit score. There is no need for card details to complete the order.

Step 2 - We’ll then prepare and send over your item, no questions asked! The agreed payment period starts once we ship your order. This means you have 30 days after shipment to complete your payment.

Step 3 - Once you’re ready, proceed to extra-secure payment on Klarna’s app or website, and use either credit or debit card.

What if I return my item?

If you’re not entirely happy with your purchase, you can return it for a full refund or exchange within the first 30 days following reception. Once we receive your purchase, we shall cancel your flexible payment option with Klarna, and you will be refunded any amount paid in. It usually takes up to five days for your refund to be processed.

Who can I contact if I have questions?

You can discuss flexible payment options by contacting our customer service. If you have any specific questions about your application, or wish to know your terms and conditions for payment, please visit klarna.com/international/customer-service

Klarna Instalments


For orders up to , you can select Klarna’s financing option and spread the cost of your purchase over 6 to 36 months.

How does it work?

Step 1 - At checkout, select to pay through Klarna financing. You’ll be directed to Klarna’s website and asked to select your preferred payment plan.

Step 2 - To qualify for flexible payment, you’ll need to complete a credit application. You will know instantly if your application is approved and complete your order. Depending on your chosen plan, a low setup fee may apply.

Step 3 - You’re done! Our jewellers will start crafting your item and will ship it over to you in the usual delays. You will then start paying for your item in monthly instalments online or through Klarna’s app. Some interest rates may apply, so make sure you check these before applying for credit.

What if I return my item?

If you’re not entirely happy with your purchase, you can return it for a full refund or exchange within the first 30 days following reception. Once we receive your purchase, we shall cancel your flexible payment option with Klarna, and you will be refunded any amount paid in. It usually takes up to five days for your refund to be processed.

Who can I contact if I have questions?

You can discuss flexible payment options by contacting our customer service. If you have any specific questions about your application, or wish to know your terms and conditions for payment, please visit klarna.com/international/customer-service

Splitit


Opt for Splitit flexible payment and spread your cost over three monthly instalments. What’s best is that Splitit has 0% interest rate, and requires no credit checks—easy!

How does it work?

Step 1 - At check-out, select Splitit payment option. You will be directed to a secure payment page to fill in your card details and settle the first of the three payments.

Step 2 - We’ll start handcrafting your item in the usual delays as soon as you complete the first payment.

Step 3 - All that is left now is to enjoy your stunning jewellery! You’ll be reminded by Splitit to complete the two remaining monthly payments on their website.

What if I return my item?

you’re not entirely happy with your purchase, you can return it for a full refund or exchange within the first 30 days following reception. Once we receive your purchase, we shall cancel your flexible payment option with Splitit, and you will be refunded any amount paid in. It usually takes up to five days for your refund to be processed.

Who can I contact if I have questions?

You can discuss flexible payment options by contacting our customer service. If you have any specific questions about Splitit, or wish to know your terms and conditions for payment, please visit support.splitit.com

Please note, only orders processed in USD are eligible for finance with Klarna.

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